Strategic Solutions for a Dynamic Financial Landscape
At Iram Consultant, we empower banks, insurers, and financial institutions to navigate complexity, mitigate risks, and capitalize on emerging opportunities in Somaliland, Oman, and beyond. Our tailored solutions combine global best practices with deep local market insights to drive growth, stability, and innovation.
Our Offerings
1. Banking Transformation & Advisory
- Digital Banking: Mobile payment systems, agent banking, and core banking modernization.
- Risk & Compliance: AML/CFT frameworks, Basel III/IV readiness, and liquidity management.
- SME & Islamic Banking: Sharia-compliant products and access to finance for small businesses.
2. Insurance & Re-Insurance Solutions
- Customized Products: Livestock/drought insurance, health, and microinsurance.
- Lloyds Re-Insurance Access: Facilitating global reinsurance placements for high-risk markets.
- Claims & Underwriting Optimization: Streamlined processes to reduce costs and fraud.
3. Fintech & Financial Inclusion
- Digital Wallets & Agent Networks: Expanding reach to unbanked populations.
- RegTech: Automated compliance tools for evolving regulations.
Why Partner With Us?
✅ Local Expertise, Global Standards: Bridging Somaliland’s/Oman’s unique markets with international best practices.
✅ End-to-End Support: From strategy to implementation and training.
✅ Proven Impact: Case studies include:
- Launched a mobile banking platform for a regional bank, increasing transactions by 40% in 6 months.
- Designed index-based drought insurance for 500+ pastoralists, reducing vulnerability.